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I agree the API for make_file() and make_table() has alot of
optional parameters that can look daunting.  The alternative
of providing accessor methods is less appealing to me.  It
sounds like Jim & I are in agreement on this.

As far as the compromise of making the templates private
members, I am assuming Jim is in favor of it.  I'm in favor
of them being members, it doesn't matter to me if they are
private.  I'll wait until Raymond weighs in on this one
before I move on it.

Jim -- Thanks for your input.